Home Page

"Rocky Point Specialists!"

Get a Mexico Auto Quote Now!

 

Border Traffic

Exchange Rates

Weather

Maps

Driving Tips

Travel Smart

Government Links

 

Why Have

Mexico Insurance?

Mexico Insurance Links

Mexico Auto

Mexico Boat

Mexico Home or Condo

U.S. Insurance Links

U.S. Auto

U.S. Home

U.S. Boat

Other Insurance

Health Insurance

Travel Insurance

En Español

 

If you have an accident

in Mexico:

1. Do not leave the scene.

2. Call the 800 # for your company.

3. Do not leave the vehicle unattended.

4. Complete an accident report.

5. Do not make personal agreements.

6. Do not offer or give money to anyone.

7. Do not leave Mexico without reporting.

Claims Numbers:

GE 01-800-019-6000

Zurich 01-800-282-0787

ACE 01-800-223-8687

GNP 01-800-026-5110

ANA 01-800-911-9119

MexVisit

01-800-624-6491

 

Courtesy U.S. Dept. of State

Revised May 2005

 

Tips for Travelers to Mexico

Between 15 and 16 million U.S. citizens visit Mexico each year, while more than 385,000 Americans reside there year round. Although the majority of visitors thoroughly enjoy their stay, a small number experience difficulties and serious inconveniences.

Travel conditions in Mexico can contrast sharply with those in the United States. This brochure offers advice to help you avoid inconveniences and difficulties as you go. The Department of State and its Embassy and consulates in Mexico offer a wide range of services to assist U.S. citizens in distress. U.S. consular officials meet regularly with Mexican authorities to promote the safety of U.S. citizens in Mexico.

Before you go, learn as much as you can about Mexico. Your travel agent, local bookstore, public library, the Internet and the embassy of the country or countries you plan to visit are all useful sources of information.

How To Have a Safe and Healthy Trip

Know Before You Go

As you travel, keep abreast of local news coverage. If you plan a stay in one place for longer than a few weeks, or if you are in an area where communications are poor, or that is experiencing civil unrest or some natural disaster, you are encouraged to register with the Department of State.  The web page for Americans to register with us is https://travelregistration.state.gov.
 
You can register your entire itinerary on the web site.  Alternately, after you have arrived in Mexico, you can register at the U.S. Embassy in Mexico City or one of the U.S. consulates.

Registration takes only a few moments, and it may be invaluable in case of an emergency.

Other useful precautions are:

  • Leave a detailed itinerary and the numbers of your passport or other citizenship documents with a friend or relative in the United States.

  • Bring either a U.S. passport or a certified copy of your birth certificate and current, valid photo identification.

  • Carry your photo identification and the name of a person to contact with you in the event of serious illness or other emergency.

  • Keep photocopies of your airline or other tickets and your list of traveler’s checks with you in a separate location from the originals and leave copies with someone at home.

  • Leave things like unnecessary credit cards and expensive jewelry at home.

  • Take travelers checks, not cash.

  • Use a money belt or concealed pouch for passport, cash and other valuables.

  • Do not bring firearms or ammunition into Mexico without written permission from the Mexican government.

Consular Information Program

The Department of State’s Consular Information Sheets are available for every country of the world.  They describe entry requirements, currency regulations, unusual health conditions, the crime and security situation, political disturbances, areas of instability, and special information about driving and road conditions. They also provide addresses and emergency telephone numbers for U.S. embassies and consulates.  In general, the sheets do not give advice.  Instead, they describe conditions so travelers can make informed decisions about their trips.  You can read the Consular Information Sheet for Mexico on our web site at http://travel.state.gov/.  It is updated at least twice a year and has the most current information on travel to and in Mexico.

In some dangerous situations, however, the Department of State recommends that Americans defer travel to a country.  In such a case, a Travel Warning is issued for the country in addition to its Consular Information Sheet.

Public Announcements are a means to disseminate information about relatively short-term and/or trans-national conditions posing significant risks to the security of American travelers.  They are issued when there is a perceived threat, even if it does not involve Americans as a particular target group.  In the past, Public Announcements have been issued to deal with short-term coups, pre-election disturbances, terrorist violence and anniversary dates of specific terrorist events.

You can access Consular Information Sheets, Travel Warnings and Public Announcements 24-hours a day the following ways:

Internet
The most convenient source of information about travel and consular services is the Consular Affairs home page. Our web site is http://travel.state.gov.

Telephone
Consular Information Sheets and Travel Warnings may be heard any time by dialing the office of American Citizens Services at 1-888-407-4747 from a touchtone phone.
From overseas, that number is: 1-202-501-4444.

A Guide to Entry and Exit Regulations

Getting Into Mexico

New Requirements for Travelers Between the United States and the Western Hemisphere: Western Hemisphere Travel Initiative (WHI)

Travelers to and from Mexico will be required to have a U.S. passport or other secure, accepted document to enter or re-enter the United States.  This is a change from prior travel requirements and will affect all U.S. citizens entering the United States from countries within the Western Hemisphere.  The goal is to strengthen border security and facilitate entry into the United States for U.S. citizens and legitimate foreign visitors.   The U.S. passport is the document of choice because of the incorporated advanced security features.

For land border crossings to Mexico, other documents that we anticipate will be acceptable under WHI are SENTRI and FAST program cards.  No other document is currently available that will be an acceptable substitute for a U.S. passport, SENTRI or FAST card.  However, we are using new technologies to create other acceptable travel documents.  We will make public additional travel document options as they become available.

The travel initiative requirements will be rolled out in phases, providing as much advance notice as possible to the affected public to enable them to meet the terms of the new guidelines.   The proposed implementation timeline is as follows:  

  • December 31, 2005 – Passport or other accepted document required for all travel (air/sea) to or from the Caribbean, Bermuda, Central and South America.

  • December 31, 2006 – Passport or other accepted document required for all air and sea travel to or from Mexico and Canada.

  • December 31, 2007 – Passport or other accepted document required for all air, sea and land border crossings.

Current Requirements for Getting Into Mexico

The Government of Mexico requires that all U.S. citizens present proof of citizenship and photo identification for entry into Mexico.  While U.S. citizenship documents such as a certified copy of a U.S. birth certificate, a Naturalization Certificate, a Consular Report of Birth Abroad, or a Certificate of Citizenship are acceptable, the U.S. Embassy recommends traveling with a valid U.S. passport to avoid delays or misunderstandings.  U.S. citizens have encountered difficulty boarding onward flights in Mexico without a passport.  U.S. citizens boarding flights to Mexico should be prepared to present one of these documents as proof of U.S. citizenship, along with photo identification.  Driver’s permits, voter registration cards, affidavits and similar documents are not sufficient to prove citizenship for readmission into the United States.

Tourist Cards

U.S. citizens do not require a visa or a tourist card for tourist stays of 72 hours or less within “the border zone,” defined as an area between 20 to 30 kilometers of the border with the U.S., depending on the location.  U.S. citizens traveling as tourists beyond the border zone or entering Mexico by air must pay a fee to obtain a tourist card, also known as an FM-T, available from Mexican consulates, Mexican border crossing points, Mexican tourism offices, airports within the border zone and most airlines serving Mexico.  The fee for the tourist card is generally included in the price of a plane ticket for travelers arriving by air.

The tourist card is issued upon presentation of proof of citizenship, such as a U.S. passport or a U.S. birth certificate, plus a photo I.D., such as a driver’s license. Tourist cards are issued for up to 90 days with a single entry, or if you present proof of sufficient funds, for 180 days with multiple entries.

Upon entering Mexico, retain and safeguard the traveler’s copy of your tourist card so you may surrender it to Mexican immigration when you depart. You must leave Mexico before your tourist card expires or you are subject to a fine. A tourist card for less than 180 days may be revalidated in Mexico by the Mexican immigration service (Instituto Nacional de Migración.)

Tourists wishing to travel beyond the border zone with their car must obtain a temporary import permit or risk having their car confiscated by Mexican customs officials.  To acquire a permit, one must submit evidence of citizenship, title for the car, a car registration certificate and a driver’s license to a Banjercito branch located at a Mexican Customs office at the port of entry, and pay a processing fee.  Mexican law also requires the posting of a bond at a Banjercito office to guarantee the departure of the car from Mexico within a time period determined at the time of the application.  For this purpose, American Express, Visa or MasterCard credit card holders will be asked to provide credit card information; others will need to make a cash deposit of between $200 and $400, depending on the age of the car.  In order to recover this bond or avoid credit card charges, travelers must return to any Mexican Customs office immediately prior to departing Mexico.  Disregard any advice, official or unofficial, that vehicle permits can be obtained at checkpoints in the interior of Mexico.  Avoid individuals outside vehicle permit offices offering to obtain the permits without waiting in line.  If the proper permit cannot be obtained at the Banjercito branch at the port of entry, do not proceed to the interior where travelers may be incarcerated, fined and/or have their vehicle seized at immigration/customs checkpoints.  For further information, inquire with Mexican Customs offices about appropriate vehicle permits.   Additional information (in Spanish) can be found at
http://www.aduanas.sat.gob.mx/webadunet/aga.aspx?Q=ImpTempVehiculos_Tema1.

Upon arrival in Mexico, business travelers must complete and submit a form (Form FM-N 30 days) authorizing the conduct of business, but not employment, for a 30-day period.  Travelers entering Mexico for purposes other than tourism or business or for stays of longer than 180 days require a visa and must carry a valid U.S. passport.  If you wish to stay longer than 180 days, or if you wish to do business or conduct religious work in Mexico, contact the Mexican Embassy or the nearest Mexican consulate to obtain a visa or permit. Persons conducting religious work on a tourist card are subject to arrest and deportation.

Visitors intending to participate in humanitarian aid missions, human rights advocacy groups or international observer delegations should contact the nearest Mexican consulate or Embassy for guidance on how to obtain the appropriate visa before traveling to Mexico.  

In an effort to prevent international child abduction, many governments have initiated procedures at entry and exit points, including requiring documentary evidence of relationship and permission of the parent(s) or legal guardian not present for the child’s travel.  Parents of minor children (under 18 years old) should carefully document legal custody prior to traveling to Mexico.  If a minor child is traveling with only one parent, the absent parent should provide notarized consent. If only one parent has legal custody, that parent should be prepared to provide such evidence to airlines and Mexican authorities.  In cases in which a minor child is traveling to Mexico alone or in someone else’s company, both parents (or the sole, documented custodial parent) should provide notarized consent.  If a child traveling to Mexico has a different last name from the mother and/or father, the parents should be prepared to provide evidence to airlines and Mexican authorities, such as a birth certificate or adoption decree, to prove that they are indeed the parents.  Mexican entry regulations require Spanish translations of all legal documents, including notarized consent decrees and court agreements.  Enforcement of this provision is not always consistent, however, and English-language documents are almost always sufficient.

Residing or Retiring in Mexico

If you plan to live or retire in Mexico, consult a Mexican consulate on the type of long-term visa required. As soon as possible after you arrive in the place you will live, it is a good idea to register with the U.S. Embassy or the nearest U.S. consulate or consular agent. You may register on line at
https://travelregistration.state.gov

If you wish to register in person, bring your passport or other identification with you. Registration makes it easier to contact you in an emergency. (Registration information is confidential and will not be released to inquirers without your express authorization.)

For further information concerning entry and visa requirements, travelers may contact the Embassy of Mexico at 1911 Pennsylvania Avenue NW, Washington, DC  20006, phone (202) 736-1000, Internet site:http://portal.sre.gob.mx/usa/ or any Mexican consulate in the United States.

Returning to the United States – Caution!

Make certain that you can return to the United States with the proof of citizenship that you take with you.  Although some countries may allow you to enter with only a birth certificate, U.S. law requires that you document both your U.S. citizenship and identity when you re-enter the United States.

The best document to prove your U.S. citizenship is a valid U.S. passport. Other documents that establish U.S. citizenship include an expired U.S. passport, a certified copy of your birth certificate, a Certificate of Naturalization, a Certificate of Citizenship, or a Report of Birth Abroad of a U.S. citizen. To prove your identity, either a valid driver’s license or a government identification card with a photo is acceptable.

The following frequently-cited documents are NOT sufficient proof to enter the United States: US driver’s license alone, Social Security Card, US military ID, a non-certified photocopy of a US birth certificate, a notarized Affidavit of Citizenship signed at the airport in the U.S., or even a voter’s registration card.  Travelers with only these documents may not be able to enter the U.S.

Without proof of both identity and citizenship, the traveler will not be allowed to board an airplane to the U.S.  The airline faces a fine of $3,300 if a passenger that the airline boarded is not admitted to the U.S., and in addition the airline must bear the cost of flying the passenger back to the point of departure.  Because of these penalties, most airlines will not board anyone – including probable U.S. citizens – without proof of citizenship and identity.

Health

Health problems sometimes affect visitors to Mexico.

For the most current information on immunizations and heath risks, the Centers for Disease Control and Prevention (CDC) maintains an international travelers hotline at 1-888-232-3228 and a travel health home page at http://www.cdc.gov/travel.

For information about outbreaks of infectious diseases abroad, consult the World Health Organization’s web site at
http://www.who.int/en. Further health information for travelers is available on the World Health Organization’s International Travel and Health page at http://www.who.int/ith.

Immunizations are recommended against typhoid, hepatitis A and hepatitis B.  Booster shots for tetanus-diphtheria and measles are also recommended.  For visitors coming directly from the United States, no immunization certification is required to enter Mexico. If you are traveling from a part of the world infected with yellow fever, a vaccination certificate is required.

Malaria is found in some rural areas of Mexico, particularly those near the southwest coast. Travelers to malarial areas should consult their physician and take the recommended dosage of chloroquine, mefloquine (Lariam™), doxycycline, or atovaquone/proguanil (Malarone™) or other anti-malarial medication. Although these preventative drugs are not considered necessary for travelers to the major resort areas on the Pacific and Gulf coasts, travelers to those areas should use insect repellent and take other personal protection measures to reduce contact with mosquitoes, particularly from dusk to dawn when malaria transmission is most likely.  Wear long-sleeved shirts, long pants, and hats, and, use insect repellents that contain DEET.

Air pollution in Mexico City is severe. It is most dangerous during thermal inversions that occur most often from December to May. Air pollution plus Mexico City’s high altitude are a particular health risk for the elderly and persons with high blood pressure, anemia, or respiratory or cardiac problems. If this applies to you, consult your doctor before traveling to Mexico City.

In high altitude areas, such as Mexico City, most people need a short adjustment period. Spend the first few days in a leisurely manner, with a light diet and reduced intake of alcohol. Avoid strenuous activity, including everything from sports to rushing up the stairs. Reaction signs to high altitude are lack of energy, a tendency to tire easily, shortness of breath, occasional dizziness, and insomnia.

Drink only bottled water or water that has been boiled for 20 minutes. Beware of ice cubes that may not have been made with purified water. Vegetables and fruits should be peeled or washed in a purifying solution. If you can’t peel it or cook it, do NOT eat it.  Don’t eat food purchased from street vendors.  Don’t eat dairy products unless you know for a fact that they have been pasteurized.  Diarrhea sufferers may benefit from anti-microbial treatment that may be prescribed or purchased over the counter. Travelers should consult a physician, rather than attempt self-medication, if the diarrhea is severe or persists several days. 

It is wise to review your health insurance policy before you travel.

In some places, particularly at resorts, medical costs can be as high or higher than in the United States. U.S. medical insurance plans seldom cover health costs outside the United States unless supplemental coverage is purchased. Further, U.S. Medicare and Medicaid programs do not provide payment for medical services outside the United States. However, many travel agents and private companies offer insurance plans that will cover health care expenses incurred overseas, including emergency services such as medical evacuations. If your insurance policy does not cover you in Mexico, it is strongly recommended that you purchase a policy that does. Short-term health insurance policies designed specifically to cover travel are available.

Medical facilities in Mexico differ from those in the United States. Adequate medical care can be found in all major cities. There are some excellent health facilities in Mexico City. Some remote areas or coastal islands may have few or no medical facilities. For these reasons, in addition to medical insurance that you can use in Mexico, consider obtaining insurance or joining a medical assistance program to cover the very high cost of medical evacuation in the event of an accident or serious illness. As part of the coverage, these programs usually offer emergency consultation by telephone. They may refer you to the nearest hospital or call for help on your behalf; they may translate your instructions to a health care worker on the scene. The cost of medical evacuation coverage is minimal for a trip of 30 days. Without this insurance, medical evacuation can cost thousands of dollars.

When making decisions regarding health insurance, consider that many foreign doctors and hospitals require payment in cash prior to providing service and that medical air evacuation to the U.S. may cost over $50,000. Uninsured travelers who require medical care overseas often face extreme difficulties. When consulting with your insurer prior to your trip, please ascertain whether payment will be made to the overseas healthcare provider or whether you will be reimbursed later for expense that you incur. Some insurance policies also include coverage for psychiatric treatment and for disposition of remains in the event of death.

If you become seriously ill, U.S. consular officers can assist in finding a doctor and in notifying your family and friends about your condition.

Useful information on medical emergencies abroad, including overseas insurance programs are listed in our publication, Medical Information for Americans Traveling Abroad, accessible at our Internet site at http://travel.state.gov/.

The U.S. government cannot pay to have you medically evacuated to the United States.

Safety Tips

General information on personal safety abroad can be found in our brochure, A Safe Trip Abroad , on our home page at
http://travel.state.gov/travel/tips/safety/safety_1747.html.

In an Emergency

Call (55) 5250-0123, the 24-hour hotline of the Mexican Ministry of Tourism. They also have two toll free numbers: if calling within Mexico (01) 800-903-9200 and from the U.S. 1-800-482-9832. The hotline is for immediate assistance but it provides general, non-emergency guidance as well. It is an important number to keep with you. In an emergency, you should also call the U.S. Embassy, nearest U.S. consulate or consular agent. (See the contact information at the end of this brochure.)

As a visitor to Mexico, be alert to your new surroundings. Problem situations in Mexico may be different from those you are used to, and safety regulations and their enforcement are generally not equivalent to U.S. standards.

In large cities, take the same precautions against assault, robbery, or pickpockets that you would take in any large U.S. city. Be aware that women and small children, as well as men, can be pickpockets or purse snatchers. Keep your billfold in an inner front pocket; carry your purse tucked securely under your arm; and wear the shoulder strap of your camera or bag across your chest. To guard against thieves on motorcycles, walk away from the curb and carry your purse away from the street.

At the Hotel

Travelers to Mexico should leave valuables and irreplaceable items in a safe place. All visitors are encouraged to make use of hotel safes when available.

On Public Transport

Be vigilant in bus and train stations and on public transport. Watch for pickpockets in these areas.

On Streets and Highways

Be wary of persons representing themselves as Mexican police or other local officials. It is not uncommon for Americans to become victims of harassment, mistreatment and extortion by Mexican law enforcement and other officials. Mexican authorities are concerned about these incidents and have cooperated in investigating such cases. You must, however, have the officer’s name, badge number, and patrol car number to pursue a complaint. Make a note of this information if you ever encounter difficulties with police or other officials.

If a Mexican official solicits a bribe from you, it is up to you whether to pay.  Bribing officials is illegal.  Demands for bribes are often dropped if the subject insists on being taken to the “delegación” (police station).

Do not be surprised if you encounter several types of police in Mexico. The Preventive Police, the Transit Police and the Federal Highway Police all wear uniforms. The Judicial Police who work for the public prosecutor are not uniformed.

At the Pool or Beach

Do not leave your belongings on the beach while you are swimming. Keep your passport and other valuables in the hotel safe.

Visitors to Mexican resorts should carefully assess the risk potential of recreational activities. Diving equipment provided by dive shops may not meet U.S. safety standards and due to frequent use, may be substandard or defective. Unless you are certain that scuba diving equipment is up to standard, you should not use it. “Pool certification courses” lasting a few hours are not considered adequate by U.S. dive certification entities. Inexperienced scuba divers in particular should beware of dive shops that promise to “certify” you after a few hours’ instruction. Safe diving requires lengthy training.

Parasailing is offered at many Mexican beach resorts. Be aware that by putting your name on the passenger list, you may be relieving the boat operator and owner of responsibility for your safety. There have been cases in which tourists have been dragged through palm trees or slammed into hotel walls while participating in this activity.

Be extremely careful when renting jet-skis. Several tourists have been killed or injured in jet-ski accidents, particularly when participating in group tours. Often inexperienced tour guides allow their clients to follow too closely or operate the jet-skis in other unsafe manners. In one case the jet-ski rental company carried liability insurance limited to $2,500 U.S. dollars. Make sure that the rental company has adequate medical/accident insurance, is staffed with personnel on-site with water rescue training, and properly demonstrates safe operation of the vehicle to you before you rent or operate such equipment.

Do not use pools or beaches without lifeguards, or, if you do, exercise extreme caution. Warning flags on the beach should be taken seriously. If black flags are up, do not enter the water. Do not dive into unknown bodies of water because hidden rocks or shallow depths can cause serious injury or death. Some Mexican beaches, such as those in Cancun, have warning signs about undertow; take them seriously. Newer resorts may lack comprehensive medical facilities.

Travel by Car

People are often surprised when inconveniences occur because they were unaware of the laws regarding crossing the border. The government of Mexico strictly regulates the entry of vehicles into Mexico.

Do not, under any circumstances, allow an unauthorized person to drive the vehicle when the owner is not in it. Such a person would have to pay a fine amounting to a substantial percentage of the vehicle’ s value, and your vehicle would be confiscated. All documents and the credit card must be in the name of the owner, who must be present upon crossing the border. We caution U.S.  citizens not to loan their vehicles to Mexican citizens resident in Mexico as those vehicles are subject to seizure by Mexican authorities. If confiscated, they are not returned.

All vehicular traffic is restricted in the capital city of Mexico City to reduce air pollution. The restriction is based on the last digit of the vehicle license plate. (This applies equally to permanent and temporary plates. Cars with license plates ending in letters may not be driven on Fridays.)

Monday: no driving if license plate ends with 5 or 6.
Tuesday: no driving if license plate ends with 7 or 8.
Wednesday: no driving if license plate ends with 3 or 4.
Thursday: no driving if license plate ends with 1 or 2.
Friday: no driving if license plate ends with 9, 0 or a letter.
Saturday and Sunday: All vehicles may be driven.

Avoid excessive speed and, if at all possible, do not drive at night.  Loose livestock can appear at any time. Construction sites or stranded vehicles are often unmarked by flares or other warning signals. Shoulders are often narrow or absent altogether, making it difficult to recover if a wheel strays from the pavement momentarily.  Sometimes cars have only one headlight. Many cars lack brake lights. Bicycles seldom have lights or reflectors. This makes for very dangerous driving conditions at night. Be prepared for a sudden stop at any time. Mexican driving conditions are such that, for your safety, you must drive more slowly than you do at home.

Learn local driving signals

In Mexico, a blinking left turn signal on the vehicle in front of you could mean that it is clear ahead and you may pass, or it could mean the driver is making a left turn. An outstretched left arm may mean an invitation for you to pass. When in doubt, do not pass.

An oncoming vehicle flashing its headlights is a warning for you to slow down or pull over because you are both approaching a narrow bridge or place in the road. The custom is that the first vehicle to flash has the right of way and the other must yield.

When it begins to rain, immediately slow to a crawl. Freshly wet roads are dangerous because oil and road dust mix with water and form a lubricant. Until this mixture washes away, driving is extremely hazardous. Beware of sudden rains. Stop, or go extremely slowly, until conditions improve.

To avoid highway crime, try not to drive at night and never drive alone during this time. Never sleep in vehicles along the road. Do not, under any circumstances, pick up hitchhikers who not only pose a threat to your physical safety, but also put you in danger of being arrested for unwittingly transporting narcotics or narcotics traffickers in your vehicle. Your vehicle can be confiscated if you are transporting marijuana or other narcotics. There are checkpoints and temporary roadblocks where vehicles are checked.

If you plan to drive, learn about your route from an auto club, guide book or a Mexican government tourist office.  You may not be able to avoid all problems, but at least you will know what to expect if you have done some research. Also, some of the newer roads have very few restaurants, motels, gas stations or auto repair shops. For your safety, have your vehicle serviced and in optimum condition before you leave for Mexico. It is wise to bring an extra fan belt, fuses and other spare parts.  Pack a basic first-aid kit and carry an emergency water supply in your vehicle. Unleaded gasoline (magna sin) is generally available throughout Mexico.

If you have an emergency while driving, call the Ministry of Tourism’s hotline or (55) 5250-8221, extension 130/297, to obtain help from the “Green Angels,” a fleet of radio dispatched trucks with bilingual crews. Services include protection, medical first aid, mechanical aid for your car, and basic supplies. You will not be charged for services, only for parts, gas, and oil. The Green Angels patrol daily, from dawn until sunset. If you are unable to call them, pull off the road and lift the hood of your car; chances are good they will find you.

Insurance

Mexican auto insurance is sold in most cities and towns on both sides of the border. U.S. automobile liability insurance is not valid in Mexico nor is most collision and comprehensive coverage issued by U.S. companies. Therefore, when you cross the border, purchase auto insurance adequate for your needs in Mexico. A good rule of thumb is to buy coverage equivalent to that which you carry in the United States.

Motor vehicle insurance is invalid in Mexico if the driver is found to be under the influence of alcohol or drugs. Regardless of whether you have insurance, if you are involved in an accident, you will be taken into police custody until it can be determined who is liable and whether you have the ability to pay any judgment. If you do not have Mexican liability insurance, you are almost certain to spend some time in jail until all parties are satisfied that responsibility has been assigned and adequate financial satisfaction received. There may also be criminal liability assigned if the injuries or damages are serious.

On many of the toll highways you may be automatically covered by the insurance that is included in the toll fee.  This can provide added coverage for you in certain situations. 

Rental Cars

Renting in the United States

Many car rental companies in the United States have clauses in their contracts prohibiting drivers from traveling out of the country. The Mexican police are aware of these regulations and will sometimes impound rental vehicles driven from the United States. When renting a vehicle in the United States, check with the company to see if your contract allows you to drive it into Mexico.

Renting a Car in Mexico

The standard insurance included with many car rental contracts in Mexico provides only nominal liability coverage, often as little as the equivalent of $200. Because Mexican law permits the jailing of drivers after an accident until they have met their obligations to third parties and to the rental company, renters should read their contracts carefully and purchase additional liability and comprehensive insurance if necessary.

Yucatan-Campeche and Quintana Roo Borders

The State of Yucatan has agricultural inspection stations on its border to eradicate swine fever and inspectors may confiscate pork products at these inspection stations. Yucatan health inspectors may hold travelers for possible arrest by Federal authorities if travelers appear in violation of any Mexican laws, such as immigration, firearms, narcotics, etc.

Military Checkpoints

Military and law enforcement checkpoints aimed at detecting narcotics, alien smuggling, and firearms traffic are located at various places throughout Mexico. Areas known to possess these checkpoints include the Yucatan peninsula, Chiapas, Oaxaca and Guerrero. Many checkpoints will have a red flag marker and are operated by uniformed officials; however, others will not be marked and are manned by police/military officers not in uniform. These checkpoints have “spiked devices” and are sometimes used to deflate tires of vehicles attempting to evade these checkpoints.

Travel through Mexico to Central American Countries

Mexican authorities require that all international transit of persons (transmigrantes) and merchandise from the U.S. through Mexico, destined for Central America, be handled only at the Los Indios Bridge located south of Harlingen, Texas, on Route 509.  Every transmigrante must obtain the services of a Mexican customs broker to prepare the documents required by Mexican Customs for their entry into Mexico. 

Transmigrantes must declare everything they are bringing through Mexico or any undeclared items found by Mexican Customs will/will be confiscated.  Although items for international transit are not taxed, transmigrantes will have to pay a fee to the customs broker for their professional services.  The customs broker is responsible for informing the transmigrante about items that are prohibited for international transit.

Crossing into Mexico by a bridge other than Los Indios is considered importation of goods and will result in everything being taxed.  When the transmigrante leaves Mexico through Chiapas, he must then also pay export taxes.  The earlier “import” tax is not returned.

Transmigrantes on their way to Central America have ten days to leave Mexico through Chiapas.  Mexican Customs now has a barcode system that controls the entry and exit of transmigrantes.

Americans who intend to transit Mexico are cautioned that some unscrupulous vendors on the U.S. side, known as “grupos,” purport to be Mexican customs brokers but are not.  “Grupos” have been known to charge large sums of money but do not provide the required services that only bona fide Mexican customs brokers can, potentially leaving the American transmigrante bilked and his goods confiscated.

Currently, there are only two Mexican customs brokers handling transmigrantes.  For further information, travelers can contact the U.S. Consulate in Matamoros prior to departing the U.S. at (011-52) 868-812-4402 and ask for the American Citizens Services Unit, or visit the Consulate’s Web site at http://usembassy.state.gov/matamoros/Matamoros.html .

Bringing Your Own Plane or Boat to Mexico

Private aircraft and boats are subject to the same Mexican customs regulations as are motor vehicles. When you arrive at a Mexican port in your private boat, you can obtain a temporary import permit similar to the one given for motor vehicles.

Flying your own plane to Mexico, however, is more complicated. Well before your trip, inquire about private aircraft regulations and procedures from a Mexican consulate or Mexican Government Tourist Office.

Crime

In Mexico City, crime has reached critical levels. Low apprehension and conviction rates of criminals contribute to the high rate of crime. Metropolitan areas other than the capital are considered to have lower but still serious levels of crime activity. Travelers to Mexico should leave valuables and irreplaceable items at home in the U.S. All visitors to Mexico are encouraged to make use of hotel safes when available, avoid wearing obviously expensive jewelry or designer clothing and carry only the cash or credit cards that will be needed on each outing. Travelers are discouraged from bringing very large amounts of cash into Mexico, as officials may suspect money laundering or other criminal activity.  While public safety officials in Mexico City point to statistical evidence that crime in the capital has fallen off in the last three years, public concern regarding security – and in particular kidnappings – is greater than ever. 

The most frequently reported crimes involve taxi robberies, armed robbery, pickpocketing and purse snatching. In several cases, tourists report that uniformed police are the crime perpetrators, stopping vehicles and seeking money or assaulting and robbing tourists walking late at night. The area behind the U.S. Embassy and the Zona Rosa, a restaurant/shopping area near the Embassy, are occasional sites of street crime against foreigners. Caution should be exercised when walking in these areas, especially at night. Any U.S. citizen victims of crime in Mexico are encouraged to report the incident to local police authorities and to the nearest U.S. consular office.

U.S. citizens should be very cautious in using ATM cards and machines in Mexico. If an ATM machine must be used, it should be only during the business day at large protected facilities (preferably inside commercial establishments, rather than at a glass-enclosed, highly visible ATM machine on streets where criminals can observe financial transactions.)